Thursday, March 10, 2005

annualcreditreport.com

for fun, i used the new FACT Act free credit report service last night, to see what random things have popped up on my credit reporting since i last checked it, about a year and a half ago. it's a decent service, although, bizarrely, i failed the security check questions asked by Trans-Union and Equifax, and so was only able to view my Experian report.

imagine my surprise to see a collection account for an old T-Mobile bill ($46) that i already paid off once for nuisance value. i'm on hold now with the fucking new collection company, and since i can't figure out what bank i wrote the check on (it was about two years, five addresses, and several banks ago) i guess i'm going to pay it off AGAIN for nuisance value. sure makes me mad, but it makes me even angrier to have it marring my otherwise good credit.

this time i'm going to CC the letter to the president of T-Mobile and see if I can get them to confirm that it was, in fact, paid off this time.

i know these rude, curt, terse bottom feeders are really just regular people doing their shitty, barely above minimum wage jobs (and in fucking florida, at that.) i know this. . .
but fuck, can't you just give me an address to send a check to for $46.39, so i can pay this fucking thing off? why do you need to transfer me to two different people, and then call me back? why?

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